How to Find Housing & Trusted Local Services in a New Country
No credit history, no local references, no idea who to trust. A practical playbook for finding housing and services as a newcomer.

Two questions dominate the first week in a new country: where am I going to live? and who do I trust around me? Both are harder for newcomers — no credit history, no local references, no idea which businesses are reliable. Here is a practical playbook for solving both without paying the "new arrival tax".
Part 1 — Finding housing as a newcomer
Why housing is harder for immigrants
Most rental markets are designed for people who already live there. Landlords typically want a local credit score, a payslip from a local employer, and references from previous local landlords — three things a newcomer rarely has on day one. The system is not hostile; it is just not built for you.
What actually works
- Lead with proof of income, not credit. A signed employment contract or a few months of bank statements is often enough.
- Offer a larger deposit — two or three months — in exchange for skipping the credit check.
- Use a guarantor service. These pay your landlord if you default, for a small annual fee.
- Start with a short-term lease. Three to six months in a flexible rental gives you breathing room to build a local profile before signing a year-long contract.
How to avoid scams
Rental scams target newcomers because they are easy to spot online and unlikely to know local norms.
- Never wire money before you have viewed the property in person or via a verified live video tour.
- Reverse-image-search listing photos. Reposted photos are the #1 scam signal.
- Be wary of below-market prices in central neighbourhoods. If it looks too good, it is.
- Ask for the landlord's full name and ID; legitimate landlords will share it.
Where to search
Use one or two local market leaders for breadth, then verify on a platform with verified hosts. AbroadHub's Housing category in Nearby surfaces listings reviewed by other immigrants, which filters out a lot of noise from the open market.
Part 2 — The local services every newcomer needs
Once the keys are in your hand, the next month is a sprint to set up the services that make a city actually feel livable. These are the categories that matter most in the first 30 days.
1. Banking
Open a local account as soon as your address is registered. Neobanks (Revolut, Wise, N26, Monzo and equivalents in your country) usually approve newcomers faster than traditional banks. Once your first salary lands, apply for a "real" local bank for mortgages and long-term products.
2. Mobile & internet
A local SIM is a quiet superpower — it gives you a local number for deliveries, doctors, and onboarding flows that reject foreign numbers. Prepaid plans are fine for the first month while you sort out contracts.
3. Healthcare
Register with the local health system or insurer in your first two weeks. Even if you are healthy, the registration itself takes time, and emergencies do not wait. Find an English-speaking (or your-language-speaking) GP early — it is much easier than searching at 11pm with a fever.
4. Groceries that feel like home
A grocery run for ingredients from your home country in the first month is genuinely good for your mental health. Search for the specific cuisine ("Indian grocery", "Korean supermarket", "halal butcher") rather than generic store names.
5. Legal, visa & tax help
At minimum, find one lawyer who specialises in immigration in your destination, and one accountant who understands cross-border tax for your home country. You may only need them twice a year, but you want them lined up before you need them.
6. Day-to-day services
Hairdressers, dentists, mechanics, dry cleaners — the long tail of life. Reviews from other residents (especially immigrants in your community) beat generic five-star ratings every time, because they have already filtered for the issues you care about: language, price fairness, and whether the place is comfortable for someone who is "not from here".
How AbroadHub helps
AbroadHub's Nearby module covers all twelve categories above — housing, restaurants, groceries, legal and visa help, healthcare, beauty, education, jobs, events, and more — with listings reviewed by other immigrants and expats in your city. Instead of stitching together five generic apps and a Facebook group, you have one map of trusted services from the day you land.
Install AbroadHub on iOS or Android, drop your new city, and start with Housing and Healthcare — they are the two that pay back the most in the first 30 days.
Frequently asked questions
How can I rent abroad with no credit history?
Offer a larger deposit, multiple months of rent up front, a guarantor service, or a letter from your employer. Verified-host platforms and short initial leases also help while you build a local profile.
What local services should a newcomer set up first?
Phone plan, a local bank account, a registered address, healthcare registration, and a primary grocery and pharmacy. After that, optional: gym, dentist, accountant, lawyer for visa or tax.
How do I avoid rental scams when moving to a new country?
Never pay before viewing in person or via verified video, reverse-image-search listing photos, prefer platforms with verified hosts, and walk away from any landlord who refuses identification.
Settle into your new country faster.
Download AbroadHub on iOS and Android — community, visa-sponsorship jobs, housing and trusted local services in one app.

